CIBIL a helpful tool to get better finance offers for Home Loan, Car Loan, Credit Card & other offers in India.


CIBIL (Credit Information Bureau India Limited) is a credit bureau that keeps a track of the credit and financial health of an individual based on the past pattern of credit usage and repayment behavior and offers this information to lenders (banks and financial institutions) for an understanding of the individuals financial stability.


This information in turn helps the lenders to decide whether or not to sanction a loan to the concerned individual.
*Above is a indicative graphic representation of the credit score. It ranges from 300 to 900 points. The higher your score, the more the chance of your loan application getting approved.
You can obtain a personal copy of your Credit Bureau Report or report a dispute by approaching Credit Information Bureau (India) Ltd through Email, Mail, Telephone or Fax.

For details, please visit the website www.cibil.com. Please note that CIBIL may charge a fee for this service.
Always make your credit payments on time.
Maintain a healthy mix of credit between different type of loans such as home loan, auto loan, credit cards, etc.
Always monitor your co-signed or joint accounts for any negligence.
Never exhaust your credit limit. It’s prudent not to use too much credit.
Don’t close your unused credit card accounts too soon as they imply your financial security.
Never apply for loans or credit in excess, so as not to seem  ‘credit hungry’.

Comments

  1. UnknownApril 4, 2013 at 3:03 AM

    This comment has been removed by the author.

    ReplyDelete
  2. ManojApril 11, 2013 at 2:21 AM

    I discover many useful factors herewith. It is really awesome for us. Where ever we are, just simply simply select the web page and Take benefits .Your content satisfied me very heartily. Orris Curio City Apartments Greater Noida

    ReplyDelete
  3. Dunitz SandrinoApril 16, 2013 at 11:58 PM

    Wow! A paradise to live! Pictures are attractive as well as tempting to get apartments in Pune. Thanks for posting the beautiful pictures. Serene place to live!

    ReplyDelete
  4. UnknownApril 26, 2013 at 12:57 AM

    This comment has been removed by the author.

    ReplyDelete
  5. Gaurav MishraApril 26, 2013 at 11:29 PM

    hi, thanks for share information about project at real estate development and u know about this Nitesh Palo Alto

    ReplyDelete
  6. UnknownMay 1, 2013 at 9:39 PM

    Real estate market in China leads at great position. So I want to take the tips over that. If you want to take some suggestion over First Choice Properties China with best features then you must get the effective cost at good range.

    ReplyDelete
  7. AnonymousMay 14, 2013 at 4:57 AM

    There are some very hip business institutions in and around West Delhi to name a few there's District Center in Janakpuri that is so important in terms of offices and shopping of assorted firms. There are business hubs at Patel Nagar, Punjabi Bagh and Rajouri Garden. West DElhi includes a marvelous shopping infrastructure in Rajouri Garden and Pitampura.
    West Delhi

    ReplyDelete
  8. UnknownMay 27, 2013 at 5:41 AM

    This comment has been removed by the author.

    ReplyDelete
  9. UnknownJune 3, 2013 at 2:15 AM

    This comment has been removed by the author.

    ReplyDelete
  10. Stephen8June 16, 2013 at 12:40 AM

    Thanks very much for your large information .And knowledge full description . I think it is Sus a topic that many kinds of people face many problems. thanks for this.

    property shop investment

    ReplyDelete
  11. UnknownJuly 29, 2013 at 3:14 AM

    I had no idea my credit was bad. The guys at Credit Sudhaar analysed my report. The process took some time but my credit was restored, enhanced and protected. I have no reason for complaints.

    ReplyDelete
  12. UnknownSeptember 28, 2013 at 4:24 AM

    Hello,
    You have create quality base information from blog. I like your post.
    I have a world class commercial complex, launched by Spire World in Noida. It is the world level project.Spire World is the famous real estate company. It is a international level project that;s name is World Trade Center Noida.

    ReplyDelete
  13. AnonymousNovember 7, 2013 at 9:43 PM

    My loan was rejected. Credit Sudhaar was my choice. Initially they were slow. But their counsellors were able to handle all my queries. I will give Credit Sudhaar a positive review

    ReplyDelete
  14. UnknownFebruary 16, 2014 at 11:37 PM

    Thanks for the good post! Saiven Developers

    ReplyDelete
  15. Heritage HomesFebruary 23, 2014 at 5:04 AM

    Thanks for the good post! Heritage Homes

    ReplyDelete
  16. UnknownMarch 13, 2014 at 6:24 AM

    Awesome post! Dhruthi Infra Presents tranquils towers

    ReplyDelete
  17. AnonymousJuly 24, 2019 at 11:14 PM

    Very diverse and clear thoughts on this topic. It covered the whole topic and cleared all my doubts. I would love to recommend one thing that Sagar Green Hills some magnificentTop Builders In Bhopal . Which is nearby to Chunabhatti square and it is a very beautiful site.

    ReplyDelete
  18. khalsa advertising & digital solutionsFebruary 10, 2021 at 11:51 PM

    I was scrolling the internet like every day, there I found this article which is related to my interest. The way you covered the knowledge about the subject and the best digital marketing agency in bhopal
     was worth to read, it undoubtedly cleared my vision and thoughts towards B top digital marketing agency in Bhopal
    . Your writing skills and the way you portrayed the examples are very impressive. The knowledge about best seo agency in Bhopal is well covered. Thank you for putting this highly informative article on the internet which is clearing the vision about top digital marketing agency in Bhopal and who are making an impact in the digital marketing sector by building such amazing smm and seo campaigns.

    ReplyDelete

Post a Comment

Dear Reader, please comment & your comment will be really appreciating & encouragement to write such articles.

Popular posts from this blog

Land Plot for sale & Joint Venture (JV) in Pune City, Maharashtra, India.

Image
  Land Plot for sale & Joint Venture (JV) in Pune City, Maharashtra, India. 1) 126 Acres Land plot for sale Mumbai - Pune old highway, Talegaon: 126 Acres land in two park 70 acres & 50 acres available for sale. 2) 25 Acres Land plot for sale, talegaon lake touch, Mumbai - Pune Highway: 25 Acres clear title NA Land plot for sale @ Rs. 3500/- per sqft. 3))  3 Acres Plot at Khandala Shirval It's NH4 Road touch and total area is 110 guntha aprox 3 Acre.  Government Demarcation done, Compond Fencing done, Purchased Property, Within limit of Khandala municipal corporation, Free Zone.  Ideal for Plotting & commercial construction of restaurant, lodging etc. Sale Price: 350/- Per Sqft., Can JV also possible. 4) 16.5 Acres land parcel for SALE near Bhima river, Perne, distance from lonikand 4 km, wagholi 13 km, kharadi 18 km.  Clear title Single owner Sale price: Rs. 95 lacs per Acre.  There are 2 plots in viman nagar:  5) Viman Nagar  6200 Sq...
READ FULL ARTICLE »

Sharing INFORMATION: Annual Pune Municipal Tax (property tax) on properties under Pune Jurisdiction, Maharashtra, India.

Greetings...... Wish to share general important information regarding Annual Pune Municipal Tax on properties which comes under Pune Jurisdiction to be paid every year and the bill is generated on every March month and delivered in hard paper bill also to your property address letter box however this receiving bill is not reliable as sometimes not delivered or misplaced by the government postal department.  Fortunately, you can find the same bill by visiting pune municipal corporation website:  www.punecorporation.org   and  www.propertytax.punecorporation.org  (the site is self explanatory) you just need your Consumer/property Number to track it. which will be in a format of eg. O/1/20/0123456 (this is just an example so pls fill your property no. on it) Again this property bill comes once in a year and last date without fine/interest  is 31st may of every year. if you miss to pay for previous years property tax bill then new bi...
READ FULL ARTICLE »

Showroom / Retail Shops for Rent & Lease in Pune City.

Image
  Showroom / Retail Shops for Rent & Lease in Pune City. 1) LOCATION: HANDEWADI HIGHWAY TOUCH, NEXT TO DMART & OLA BIKE. Showroom space, Bua 6000 sqft. , carpet area 4200 sqft, 3 floors, ground 1600 sqft., 1st floor 900 sqft., 2nd floor 1500 sqft., 20 feet frontage with 2 shutters, entry ceiling height 19 feet.  Ideal for brand showrooms, government or private bank branches, automobile stores, mobile stores, jewelry stores, apparel brands, f&b, departmental stores, or any brand that wishes to have a highway touch display for its product. Ground + mezzanine floor, total area 2400 sqft. can be separated from the first floor.  Rent Per Sqft. Rs. 50/- per sqft. (Negotiable) 2) LOCATION: NORTH MAIN ROAD TOUCH, KOREGAON PARK, PUNE BUNGALOW FOR RENT for commercial use. Plot Area: 5000 Sqft., Bua: 2700 Sqft., Ideal for any top Brand national or international.  Asking Rent: 6.50 lacs  3) LOCATION: MG ROAD, Pune Showroom, Carpet area: Basement 2302 Sqft. Groun...
READ FULL ARTICLE »